Frequently-Asked Questions

Do that here.

So far! Of course, I may introduce a paid upgrade in the future, but that would be for higher functionality.

No, Amorty doesn't have access to your real mortgage. It just goes by what you tell it.

Well, Amorty is like a super-flexible spreadsheet for your current mortgage, one that sticks around until your mortgage is finally paid off. So, you can see exactly how much interest you're paying, how long your mortgage will be around, and how much you can save by paying more earlier. And, it handles your various changes (payment, interest rate, etc.) like a champ.

First, enter your current principal amount, your interest rate, and the details of your very next payment. For your payment amount, only include the principal & interest portion, nothing additional like property taxes or insurance.

Yep! In the Payment column, click the '+' link then add your extra payment with frequency 'Once'.

First, I'd like to investigate, so could you get an amortization table from your bank -- with your details removed -- and send it to me? Then, to manually adjust your principal amount, go to the Principal column and click the '+' link. That will snap it back.

Amorty is as accurate as the information you give it. But, if you're sure this info is correct, call your bank as something might be going on. And, I'm glad Amorty helped you spot it!